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Mike Hidlebaugh
Jul 8, 20202 min read
Bankruptcy and Getting a Mortgage
I often get the question “Is it possible to obtain a mortgage after filing for bankruptcy?” Many people think that their dreams of home...
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Mike Hidlebaugh
Jun 24, 20202 min read
Standard Charge vs. Collateral Charge Mortgages
When you purchase a home there are two ways that the lender can register your property as security for repayment – standard charge and...
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Mike Hidlebaugh
Jun 10, 20203 min read
Mortgage Features!
Generally the first thing that people think of when it comes to mortgage features is rate. While it is an important feature, is it truly...
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Mike Hidlebaugh
Jun 1, 20201 min read
Happy Pride Month
Mike Hidlebaugh Mortgage believes in serving all clients with respect and compassion. We welcome people from all backgrounds and sexual...
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Mike Hidlebaugh
May 13, 20203 min read
How To Rebuild Your Credit And Pay Off Debt
Sometimes life just happens and there is an unexpected expense or emergency that puts you in a position where your credit is impacted....
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Mike Hidlebaugh
Apr 29, 20203 min read
7 Things To Avoid After A Mortgage Preapproval
You met with your broker and have been pre-approved for a mortgage. Way to go! You’re on your way to buying a home. Preapprovals are...
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Mike Hidlebaugh
Apr 29, 20202 min read
Bridge Financing
Bridge financing is not as common as other financing, but can be ideal for some buyers and in fact necessary. It is used when your new...
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Mike Hidlebaugh
Apr 29, 20204 min read
Your Home Buying Team
It is essential to have a team of professionals that you can completely trust throughout the home buying process, while you are likely...
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Mike Hidlebaugh
Apr 15, 20202 min read
The Importance of Home Inspections
Why are home inspections so important? Home inspections can reveal defects and flaws that the property has. This allows the potential...
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Mike Hidlebaugh
Mar 3, 20202 min read
Should You Buy The Fixer Upper?
When you are purchasing a new home there are many decisions you need to make. One of those decisions is whether you buy that brand new,...
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Mike Hidlebaugh
Feb 19, 20202 min read
Appraisals-What You Need to Know
What is an appraisal? An appraisal is a professional’s opinion on the true market value of your home. Appraisals can be an important...
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Mike Hidlebaugh
Feb 5, 20202 min read
Closing Costs
When purchasing a home, people often are unaware of the additional expenses that they are responsible on top of the down payment. These...
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Mike Hidlebaugh
Jan 22, 20202 min read
Become Mortgage Free By Using Your Prepayment Privileges
You can reduce the amount of money you spend on your mortgage significantly and in turn reduce the amount of time it takes to pay off the...
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Mike Hidlebaugh
Oct 9, 20192 min read
Party Platforms as They Relate to Mortgages
The federal election of 2019 promises to be a competitive one and it is essential that voters are informed about the individual parties’...
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Mike Hidlebaugh
May 1, 20192 min read
When to Switch Mortgage Providers
You receive your mortgage renewal notice in the mail and it seems so easy to just stay with your current mortgage provider. Often your...
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Mike Hidlebaugh
Apr 18, 20192 min read
How Much Can I Afford?
Whether you are a first time home buyer or looking at purchasing a new home, it is essential to understand what you can afford. You don’t...
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Mike Hidlebaugh
Apr 3, 20191 min read
Fixed Rate Mortgage Vs Variable Rate Mortgage
One of the features you must decide on when selecting a mortgage product is whether you want to have a fixed interest rate or a variable...
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Mike Hidlebaugh
Mar 27, 20191 min read
Purchase Plus Improvements
Have you found your dream house in a mature neighbourhood that you desire, but it is dated and the kitchen needs a complete renovation?...
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Mike Hidlebaugh
Mar 22, 20191 min read
Why I Became a Mortgage Associate
I often get asked why I decided to become a Mortgage Associate later in life. It is a valid question and one that I have a few responses...
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