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Smart Strategies For Saving Money on a Mortgage
Strategies to save money on your mortgage include: comparing mortgage terms & rates, considering shorter terms, having bi-weekly payments.

Mike Hidlebaugh
May 27, 20243 min read
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Understanding Amortization Schedules & How They Impact Mortgage Payments
What is an amortization schedule and how does it impact your mortgage payments? Will show the total interest paid over term or amortization.

Mike Hidlebaugh
May 13, 20242 min read
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Understanding How Credit Scores Can Impact Lending & Mortgages In Canada
Credit Scores Impact Lending and Mortgages in Canada. The credit score is more than a statistic and allows us to know if you're credit worth

Mike Hidlebaugh
May 6, 20242 min read
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How Canadian Mortgage Rates Are Set!
There are many factors that go into setting mortgage rates in Canada. Bank of Canada, economic indicators, bond market, amongst others are
Mike Hidlebaugh
Apr 29, 20242 min read
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Net Worth Mortgages
It is important to be aware that certain financial institutions have programs for individuals with little income but a high net worth and...

Mike Hidlebaugh
Apr 14, 20211 min read
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Rental Property Mortgages
Investment properties can be a great way to expand your investment portfolio. Essentially you have someone else building equity for you...

Mike Hidlebaugh
Mar 31, 20212 min read
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Spousal Buyout
Spousal separations can be touchy subject, but there are options for you in terms of mortgages. There are a few things that those...

Mike Hidlebaugh
Mar 17, 20212 min read
39 views
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Flex Down Mortgages
In this day and age, it can be more and more difficult to save for that down payment you need to purchase a home. There is a product for...

Mike Hidlebaugh
Mar 3, 20212 min read
50 views
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THINKING OF RENTING THAT BASEMENT SUITE? TIPS FOR FIRST-TIME LANDLORDS
A great way to supplement your income and help with your mortgage is by having a rental space within the home you are living in. Having a...

Mike Hidlebaugh
Feb 17, 20212 min read
34 views
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All About Insurance!
As people start purchasing homes you hear the term insurance get thrown around more and more often and it can get confusing to...

Mike Hidlebaugh
Feb 3, 20212 min read
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What is a Financial Plan & Why Everyone Should Have One!
With the new year recently passing, it is an important part of your financial well being to have your financial plan updated or created,...

Mike Hidlebaugh
Jan 20, 20212 min read
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The Five C’s of Credit
When discussing mortgages with clients the topic of credit inevitably arises. They are curious as to what lenders are looking at when...

Mike Hidlebaugh
Jan 6, 20212 min read
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Why You Should Use A Mortgage Broker
One question I frequently encounter is Why should I use a Mortgage Broker instead of my bank or credit union. There are many reasons an...

Mike Hidlebaugh
Dec 23, 20202 min read
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A More Meaningful Holiday Season
Many people find the Holiday Season to be a stressful time when it should be an enjoyable one. There is often a perceived expectation...

Mike Hidlebaugh
Dec 9, 20202 min read
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The Power of a Preapproval
When looking for homes, people often dive in with a rough estimate of what they think they can afford. This can be dangerous however,...

Mike Hidlebaugh
Nov 25, 20202 min read
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Top 5 Questions I Get Asked as a Mortgage Associate!
What is the minimum down payment required on a home? If you or a family member are going to live in the home all or part of the time, the...

Mike Hidlebaugh
Nov 10, 20202 min read
9 views
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Mortgages for Cabins
Have you always dreamt of having a cabin at the lake for your family to escape to on weekends or for the summer? It might be more...

Mike Hidlebaugh
Oct 28, 20202 min read
32 views
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Using RRSP’s for Down Payment on a Home!
It can be difficult to come up with a down payment for a home. One way the federal government has made it a little easier for first time...

Mike Hidlebaugh
Oct 14, 20202 min read
20 views
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To Own or Rent?
Purchasing a home will likely be the biggest financial decision that you will make so it is essential to set yourself up for success and...

Mike Hidlebaugh
Sep 16, 20202 min read
3 views
0 comments


Mortgages for Self – Employed Individuals
Approximately 15% of all people who are employed in Canada are self-employed. That is a huge percentage of the employment sector. Many of...

Mike Hidlebaugh
Sep 2, 20202 min read
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